Our Purpose

What We Do

While we offer retirement planning, business services, estate and tax planning, education funding strategies, investment management, and insurance products, none of these are “what we do”. At Baystate Financial, our purpose is to assist individuals, families, and businesses in achieving financial independence by serving as their true partner every step of the way.

Plan,
Grow,
Protect.

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Plan

Financial planning means many things to many people. At Baystate Financial, financial planning provides direction and clarity to your financial decisions. By viewing each financial decision as a part of a wider strategy, we help you to consider the short and long-term effects of today’s choices on your future financial goals.

The Financial Planning Process

The process of financial planning begins with a conversation, helping you articulate the things that are important to you. With this information in hand, your team at Baystate Financial develops a roadmap designed to achieve your financial goals. For some, that may include providing for your own future or passing along your wealth to the next generation. For others, it might be thinking about how your family would manage without your income should you fall ill or die prematurely. Strategic financial planning brings together all these elements in one cohesive plan.

Regular communication with your advisor ensures that your plan changes as your life does; whether you’re getting married, having a baby, experiencing a death in the family, saving for college, building your dream home, or investing newfound wealth, we help manage every element of your financial strategy to meet your goals against an ever-changing backdrop.

Our Process

1

Discovery Meeting

Understand your unique goals and objectives
2

Data Gathering

Gather your data to develop your personal plan
3

Analyze and Develop the Plan

Analyze the data and develop solutions
4

Plan Presentation

Review and discuss recommended strategies
5

Plan Implementation

Implement plan recommendations. Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.
6

Plan Monitor and Update

Monitor your plan and update periodically
7

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Grow

One of the important parts of planning for your financial future involves making educated decisions about managing your savings in order to grow your wealth.

For those who start financial planning at a younger age where there may be more appetite for risk, our advisors will guide you accordingly. As you near retirement, protecting your assets becomes more important as the runway for recovery in the market decreases, encouraging a more conservative approach. Wherever you are in life, you can count on your advisor to be your trusted partner in presenting and assessing opportunities and risks in growing your wealth.

Investment Process

1

Define Investment Needs and Objectives

2

Develop Long Term Investment Strategy

3

Design Appropriate Asset Allocation

4

Evaluate and Select Managers / Strategies

5

Implement Portfolio Construction

6

Monitor, Analyze, and Report Investment Results

7

Consider Changes in Objectives, Strategy, and Managers

Investment Process

1

Define Investment Needs and Objectives

2

Develop Long Term Investment Strategy

3

Design Appropriate Asset Allocation

4

Evaluate and Select Managers / Strategies

5

Implement Portfolio Construction

6

Monitor, Analyze, and Report Investment Results

7

Consider Changes in Objectives, Strategy, and Managers
1
Define Investment Needs and Objectives
2
Develop Long Term Investment Strategy
3
Design Appropriate Asset Allocation
4
Evaluate and Select Managers / Strategies
5
Implement Portfolio Construction
6
Monitor, Analyze, and Report Investment Results
7
Consider Changes in Objectives, Strategy, and Managers
1
Define Investment Needs and Objectives
2
Develop Long Term Investment Strategy
3
Design Appropriate Asset Allocation
4
Evaluate and Select Managers / Strategies
5
Implement Portfolio Construction
6
Monitor, Analyze, and Report Investment Results
7
Consider Changes in Objectives, Strategy, and Managers

Protect

Protecting all you’ve accumulated is a core part of your financial journey. In addition to planning long-term and investing your wealth appropriately, ensuring that you have the right insurance protection for your assets is critical.

Your Baystate Financial advisor will assist in analyzing your needs, identifying appropriate coverage, recommending solutions from a wide array of reputable carriers, implementing your decisions, and reviewing your policies on a consistent basis to adjust as necessary.

1
Analyze Specific Needs
2
Identify Appropriate Types of Insurance Coverage
3
Recommend Specific Products Solutions from Top Carriers
4
Implement Recommendations
5
Policy Review and Maintenance

Protection Planning Process

1

Analyze Specific Needs

2

Identify Appropriate Types of Insurance Coverage

3

Recommend Specific Products Solutions from Top Carriers

4

Implement Recommendations

5

Policy Review and Maintenance

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